Affordable Cities Without Hurricane Risk (2026)

These metros show effectively no hurricane expected annual loss in FEMA's National Risk Index and are ranked by affordability and overall livability screens.

Requires FEMA NRI hurricane loss at or below the 12th percentile of screened metros, then weights affordability, the climate-risk composite, and community signals.

Score this with my priorities Methodology

Ranked cities

  1. #1

    Albuquerque, NM

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,035/mo and the affordability screen scores 71/100.

    Intent score 69/100 | 11 of 11 core sources | Updated 2026-07-13
  2. #2

    Spokane, WA

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,112/mo and the affordability screen scores 67/100.

    Intent score 69/100 | 11 of 11 core sources | Updated 2026-07-13
  3. #3

    Topeka, KS

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $921/mo and the affordability screen scores 86/100.

    Intent score 66/100 | 11 of 11 core sources | Updated 2026-07-13
  4. #4

    Lincoln, NE

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $994/mo and the affordability screen scores 74/100.

    Intent score 65/100 | 11 of 11 core sources | Updated 2026-07-13
  5. #5

    Amarillo, TX

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $997/mo and the affordability screen scores 86/100.

    Intent score 64/100 | 11 of 11 core sources | Updated 2026-07-13
  6. #6

    Omaha, NE

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,101/mo and the affordability screen scores 72/100.

    Intent score 63/100 | 11 of 11 core sources | Updated 2026-07-13
  7. #7

    Boise City, ID

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,245/mo and the affordability screen scores 51/100.

    Intent score 61/100 | 11 of 11 core sources | Updated 2026-07-13
  8. #8

    Kennewick, WA

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,157/mo and the affordability screen scores 63/100.

    Intent score 61/100 | 11 of 11 core sources | Updated 2026-07-13
  9. #9

    Yakima, WA

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,010/mo and the affordability screen scores 75/100.

    Intent score 60/100 | 11 of 11 core sources | Updated 2026-07-13
  10. #10

    Fargo, ND

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $919/mo and the affordability screen scores 74/100.

    Intent score 60/100 | 11 of 11 core sources | Updated 2026-07-13
  11. #11

    Eau Claire, WI

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $925/mo and the affordability screen scores 73/100.

    Intent score 59/100 | 11 of 11 core sources | Updated 2026-07-13
  12. #12

    Lake Havasu City, AZ

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $976/mo and the affordability screen scores 77/100.

    Intent score 58/100 | 11 of 11 core sources | Updated 2026-07-13
  13. #13

    Coeur d'Alene, ID

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $1,216/mo and the affordability screen scores 50/100.

    Intent score 57/100 | 11 of 11 core sources | Updated 2026-07-13
  14. #14

    Sioux Falls, SD

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $961/mo and the affordability screen scores 76/100.

    Intent score 56/100 | 11 of 11 core sources | Updated 2026-07-13
  15. #15

    St. Cloud, MN

    FEMA NRI shows effectively no hurricane expected annual loss here (0th percentile), while ACS median gross rent is $956/mo and the affordability screen scores 69/100.

    Intent score 56/100 | 11 of 11 core sources | Updated 2026-07-13

Rankings are a public-data screen, not a universal best-places claim. Use the quiz to reweight these cities around your own priorities.

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