Panama City, Florida
Strongest category: Work (73/100). Category scores: cost and climate 70, work 73, daily life 58, community 47.
Panama City is a midrange housing-cost screen with a bright climate. Public benchmarks show ACS median gross rent at $1,311/mo and HUD 2BR Fair Market Rent at $1,523/mo; summer/winter markers are 92F/48F. The strongest screening signals are outdoor access and restaurant density. Verify current listings, commute routes, neighborhood safety, and school boundaries before treating it as a fit.
Public-data relocation screen for Panama City
Walkability is a commute-derived estimate blended with public density data where available, not a third-party rating. ACS rent reflects existing renter stock; HUD 2BR Fair Market Rent is a separate public gross-rent benchmark. Food/nightlife use CBP establishment density, and the school signal blends ACS attainment with NCES public-school access. Coast, mountain, park, trail, ski, and beach distances are city-level GIS screening bands, not parcel-level access or travel-time measurements.
Cost, taxes, and climate
| ACS median gross rent | $1,311/mo | Census ACS existing-renter median gross rent |
|---|---|---|
| HUD 2BR Fair Market Rent | $1,523/mo | FY2026 benchmark for Panama City, FL MSA |
| Median home value | $247,000 | ACS owner-occupied home value, rounded |
| Top state income tax | None | State top marginal wage/salary tax; local taxes excluded |
| Cost index | 6/10 | WhereToThrive relative cost score from public housing inputs |
Climate profile
| Summer high | 92°F | NOAA-derived summer temperature screen |
|---|---|---|
| Winter low | 48°F | NOAA-derived winter temperature screen |
| Sunshine | 7/10 | Higher means sunnier relative to other metros |
| Humidity | 3/3 | Broad humidity band |
| Natural disaster risk | 3/3 | Broad public-data screening band |
Work: jobs, commute, and access
| Industry strengths | Tourism, Healthcare, Construction | Project-maintained metro industry tags |
|---|---|---|
| Average commute | 26.2 min | ACS commute-time estimate |
| Airport access | Regional/no hub flag | Practical travel signal |
| Work pillar score | 73/100 | WhereToThrive work-market screen |
Daily life: outdoors, food, and walkability
| Outdoor score | 8/10 | Formula/curated score with GIS recreation inputs |
|---|---|---|
| Food score | 8/10 | Blends CBP restaurant density and curated context |
| Nightlife score | 7/10 | Blends CBP drinking-place density and context |
| Walkability estimate | 5/100 | Commute-and-density proxy, not third-party Walk Score |
| Restaurants (CBP) | 440 | 243.0 per 100k residents |
| Park / trail access | 1 mi / 39 mi | Public GIS screening distances |
| Coast / beach access | 2 mi / 24 mi | Screening distance bands |
| Mountain / ski access | 187 mi / 303 mi | Screening distance bands |
Community: safety, schools, and culture
| Safety score | 57/100 | Violent crime 414.3 and property crime 2,314.5 per 100k where available |
|---|---|---|
| Public schools (NCES) | 4/10 | 60 public schools; 33.1 per 100k |
| Diversity score | 4/10 | ACS-derived metro diversity signal |
| Political lean | -0.0 | State/metro political context; negative is more Democratic-leaning |
| Community pillar score | 47/100 | Safety, school, and diversity blend |
Panama City FAQ
Is Panama City, FL affordable?
Panama City, FL has ACS median gross rent of $1,311/mo and HUD 2-bedroom Fair Market Rent of $1,523/mo. Those are public benchmarks, not apartment-listing quotes.
What is the climate like in Panama City?
The climate screen shows a summer high around 92°F, winter low around 48°F, sunshine score 7/10, and disaster-risk band 3/3.
Is Panama City good for families?
The family screen combines school score 4/10, safety score 57/100, and 60 NCES public schools. It is a metro-level screen, not a school-district rating.
How should I use this Panama City data?
Use it as a first-pass relocation shortlist. WhereToThrive labels sources, dates, and proxy fields so you can compare cities quickly, then verify neighborhoods, employers, schools, and housing options locally.
Explore around Panama City
Nearest cities
- Crestview, FL 68 mi away
- Tallahassee, FL 85 mi away
- Pensacola, FL 95 mi away
- Daphne, AL 137 mi away
- Mobile, AL 147 mi away
Similar profiles
Comparisons
Data Sources
- Demographics and housing: U.S. Census Bureau ACS 5-year estimates City label: US Census ACS 2022 5-year
- HUD Fair Market Rents: HUD Fair Market Rents geospatial feature service City label: HUD FY2026 Fair Market Rents
- Climate: NOAA climate normals local pipeline City label: NOAA climate normals local pipeline
- Employment: BLS local employment pipeline City label: BLS local employment pipeline
- Commute and walkability: U.S. Census Bureau ACS commute tables City label: US Census ACS commute tables
- Safety: FBI Crime Data / UCR local aggregate City label: FBI Crime Data API local aggregate
- Political lean: County election aggregate City label: county election aggregate
- Location: Metro concordance and coordinate overrides City label: GeoNames city centroid
- Geographic proximity: WhereToThrive GIS-derived geography reference City label: Natural Earth GIS-derived geography reference
- Outdoor recreation geography: WhereToThrive public outdoor recreation GIS metrics City label: USGS/USFS/NOAA public outdoor recreation GIS metrics
- Restaurant and nightlife access: U.S. Census Bureau County Business Patterns metro file City label: Census County Business Patterns 2023 restaurant density
- Public school access: NCES EDGE public school locations City label: NCES EDGE 2024-25 public school locations
- State tax: Tax Foundation State Individual Income Tax Rates and Brackets City label: Tax Foundation 2026 state individual income tax table
- Editorial scoring: WhereToThrive editorial formulas and curated overrides City label: WhereToThrive editorial formulas and curated overrides
- Methodology: How scores and source labels are calculated
Field Quality
Source quality summary: 14 direct/curated | 8 formula/proxy. These labels explain whether key fields are direct, curated, formula-derived, proxy estimates, fallback estimates, or unavailable.
- Population: Direct public metric
- ACS median gross rent: Direct public metric
- HUD Fair Market Rent: Direct public metric
- Median home value: Direct public metric
- Climate: Curated public-data blend
- Employment: Curated public-data blend
- Average commute: Direct public metric
- Walkability: Formula-derived score
- Safety: Curated public-data blend
- Political lean: Curated public-data blend
- Coordinates: Curated public-data blend
- Geographic proximity: Formula-derived score
- Outdoor recreation: Formula-derived score
- State tax: Curated public-data blend
- Cost index: Formula-derived score
- Restaurant density: Direct public metric
- Food score: Formula-derived score
- Nightlife score: Formula-derived score
- Outdoor score: Formula-derived score
- Diversity score: Direct public metric
- Public school access: Direct public metric
- School score: Formula-derived score
Compare Panama City against your own constraints
Take the questionnaire to compare Panama City against your housing budget, climate preferences, work needs, family needs, and daily-life priorities.
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