Atlanta vs Chicago

Compare Atlanta, GA and Chicago, IL on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

63/100Atlanta cost and climate score
65/100Chicago cost and climate score
2026-07-13Data last updated

The verdict

Housing costs are close: ACS median rent is $1,446/mo in Atlanta and $1,310/mo in Chicago, with HUD 2-bedroom benchmarks of $1,844/mo and $1,714/mo. Across the four public-data screens Chicago comes out ahead (276 vs 264 summed points), though Atlanta still wins specific categories below.

Climate is a real differentiator: Atlanta runs summer highs near 89°F and winter lows near 34°F, while Chicago runs 84°F and 22°F. If lower housing cost leads your list, start with Chicago; if walkable daily life matters more, Chicago screens stronger on the walkability proxy (44 vs 21). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateClose

Both cities are close on the cost and climate screen.

WorkClose

Both cities are close on the work screen.

Daily lifeChicago

Chicago leads 62 to 55 on the daily life screen.

CommunityChicago

Chicago leads 72 to 69 on the community screen.

$85,000 in Atlanta is roughly $85,204 in Chicago using WhereToThrive's cost index and state-tax adjustment.

Category comparison

MetricAtlantaChicagoEdge
ACS median gross rent$1,446/mo$1,310/moChicago
HUD 2BR FMR$1,844/mo$1,714/moChicago
Median home value$300,000$288,000Chicago
State income tax5.2%5.0%Chicago
Average commute34.2 min33.8 minChicago
Safety score55/10053/100Atlanta
School score7/108/10Chicago
Walkability estimate21/10044/100Chicago
Outdoor score7/105/10Atlanta
Restaurants per 100k199.3186.3Atlanta
Mountain distance30 mi242 miAtlanta
Coast distance224 mi591 miAtlanta

What stands out

Common questions

Is Atlanta cheaper than Chicago?

On public benchmarks Chicago is the cheaper metro: ACS median rent is $1,446/mo in Atlanta vs $1,310/mo in Chicago; HUD 2-bedroom Fair Market Rents are $1,844/mo vs $1,714/mo; state income tax is 5.2% vs 5.0%.

Is Atlanta or Chicago safer?

Atlanta screens safer at the metro level: safety scores are 55/100 for Atlanta and 53/100 for Chicago (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Atlanta or Chicago?

School screens show 7/10 for Atlanta vs 8/10 for Chicago, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Atlanta and Chicago?

Atlanta: summer highs near 89°F, winter lows near 34°F, disaster-risk band 3/3. Chicago: 84°F / 22°F, disaster-risk band 2/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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