Baltimore vs Dallas

Compare Baltimore, MD and Dallas, TX on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

64/100Baltimore cost and climate score
64/100Dallas cost and climate score
2026-07-20Data last updated

The verdict

Housing costs are close: ACS median rent is $1,489/mo in Baltimore and $1,409/mo in Dallas, with HUD 2-bedroom benchmarks of $1,943/mo and $1,758/mo. State income tax also separates them — Dallas's rate is roughly 0% versus 6.5%. Across the four public-data screens Dallas comes out ahead (268 vs 248 summed points), though Baltimore still wins specific categories below.

Climate is a real differentiator: Baltimore runs summer highs near 88°F and winter lows near 25°F, while Dallas runs 96°F and 33°F. Long-term hazard exposure also separates them: Baltimore screens more resilient on the FEMA National Risk Index composite (98 vs 48/100, higher = lower expected annual loss per resident). If lower housing cost leads your list, start with Dallas; if walkable daily life matters more, Baltimore screens stronger on the walkability proxy (31 vs 21). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateClose

Both cities are close on the cost and climate screen.

WorkDallas

Dallas leads 80 to 67 on the work screen.

Daily lifeDallas

Dallas leads 52 to 47 on the daily life screen.

CommunityClose

Both cities are close on the community screen.

$85,000 in Baltimore is roughly $102,668 in Dallas using WhereToThrive's cost index and state-tax adjustment.

Monthly cost snapshot: for a 2-adult, 1-child renter household on $85k, the estimated fixed-cost screen is ~$4,575/mo in Baltimore vs ~$3,375/mo in Dallas (public-data model, rounded to $25). Build the line-item table for your own household.

Category comparison

MetricBaltimoreDallasEdge
ACS median gross rent$1,489/mo$1,409/moDallas
HUD 2BR FMR$1,943/mo$1,758/moDallas
Median home value$358,000$299,000Dallas
State income tax6.5%NoneDallas
Average commute32.9 min30.4 minDallas
Safety score63/10048/100Baltimore
School score7/108/10Dallas
Walkability estimate31/10021/100Baltimore
Outdoor score7/106/10Baltimore
Restaurants per 100k177.7198.6Dallas
Mountain distance38 mi134 miBaltimore
Coast distance3 mi234 miBaltimore
Climate-risk composite (FEMA NRI)98/10048/100Baltimore
Coastal flooding risk percentile (NRI)80th0thDallas
Tornado risk percentile (NRI)35th97thBaltimore
Wildfire risk percentile (NRI)8th63thBaltimore

What stands out

Common questions

Is Baltimore cheaper than Dallas?

On public benchmarks Dallas is the cheaper metro: ACS median rent is $1,489/mo in Baltimore vs $1,409/mo in Dallas; HUD 2-bedroom Fair Market Rents are $1,943/mo vs $1,758/mo; state income tax is 6.5% vs 0%.

Is Baltimore or Dallas safer?

Baltimore screens safer at the metro level: safety scores are 63/100 for Baltimore and 48/100 for Dallas (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Baltimore or Dallas?

School screens show 7/10 for Baltimore vs 8/10 for Dallas, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Baltimore and Dallas?

Baltimore: summer highs near 88°F, winter lows near 25°F, disaster-risk band 1/3. Dallas: 96°F / 33°F, disaster-risk band 2/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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