Boston vs Providence

Compare Boston, MA and Providence, RI on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

55/100Boston cost and climate score
71/100Providence cost and climate score
2026-07-20Data last updated

The verdict

Providence is the cheaper metro on paper: ACS median rent runs $1,165/mo versus $1,827/mo in Boston — a gap of about $662/mo — and HUD 2-bedroom Fair Market Rents show $1,693/mo against $2,827/mo. State income tax also separates them — Providence's rate is roughly 6.0% versus 9%. Across the four public-data screens (cost/climate, work, daily life, community) the metros land close together (260 vs 265 summed points), so the right pick depends on which tradeoffs you can live with.

Their climates screen similarly — summer highs near 82°F and 82°F respectively. If lower housing cost leads your list, start with Providence; if walkable daily life matters more, Boston screens stronger on the walkability proxy (50 vs 27). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateProvidence

Providence leads 71 to 55 on the cost and climate screen.

WorkBoston

Boston leads 77 to 71 on the work screen.

Daily lifeProvidence

Providence leads 58 to 54 on the daily life screen.

CommunityBoston

Boston leads 74 to 65 on the community screen.

$85,000 in Boston is roughly $108,808 in Providence using WhereToThrive's cost index and state-tax adjustment.

Monthly cost snapshot: for a 2-adult, 1-child renter household on $85k, the estimated fixed-cost screen is ~$6,350/mo in Boston vs ~$4,250/mo in Providence (public-data model, rounded to $25). Build the line-item table for your own household.

Category comparison

MetricBostonProvidenceEdge
ACS median gross rent$1,827/mo$1,165/moProvidence
HUD 2BR FMR$2,827/mo$1,693/moProvidence
Median home value$570,000$358,000Providence
State income tax9%6.0%Providence
Average commute33.7 min28.6 minProvidence
Safety score72/10072/100Providence
School score8/106/10Boston
Walkability estimate50/10027/100Boston
Outdoor score5/107/10Providence
Restaurants per 100k215.1219.6Providence
Mountain distance30 mi28 miProvidence
Coast distance1 mi3 miBoston
Climate-risk composite (FEMA NRI)94/10098/100Providence
Ice storm risk percentile (NRI)75th46thProvidence
Drought risk percentile (NRI)53th33thProvidence
Wildfire risk percentile (NRI)22th3thProvidence

What stands out

Common questions

Is Boston cheaper than Providence?

On public benchmarks Providence is the cheaper metro: ACS median rent is $1,827/mo in Boston vs $1,165/mo in Providence; HUD 2-bedroom Fair Market Rents are $2,827/mo vs $1,693/mo; state income tax is 9% vs 6.0%.

Is Boston or Providence safer?

Providence screens safer at the metro level: safety scores are 72/100 for Boston and 72/100 for Providence (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Boston or Providence?

School screens show 8/10 for Boston vs 6/10 for Providence, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Boston and Providence?

Boston: summer highs near 82°F, winter lows near 22°F, disaster-risk band 1/3. Providence: 82°F / 20°F, disaster-risk band 1/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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