Cincinnati vs Cleveland

Compare Cincinnati, OH and Cleveland, OH on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

77/100Cincinnati cost and climate score
79/100Cleveland cost and climate score
2026-07-20Data last updated

The verdict

Housing costs are close: ACS median rent is $990/mo in Cincinnati and $957/mo in Cleveland, with HUD 2-bedroom benchmarks of $1,195/mo and $1,108/mo. Across the four public-data screens Cincinnati comes out ahead (265 vs 239 summed points), though Cleveland still wins specific categories below.

Their climates screen similarly — summer highs near 86°F and 84°F respectively. Long-term hazard exposure also separates them: Cleveland screens more resilient on the FEMA National Risk Index composite (92 vs 74/100, higher = lower expected annual loss per resident). If lower housing cost leads your list, start with Cleveland; if walkable daily life matters more, Cincinnati screens stronger on the walkability proxy (19 vs 11). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateClose

Both cities are close on the cost and climate screen.

WorkClose

Both cities are close on the work screen.

Daily lifeCincinnati

Cincinnati leads 50 to 26 on the daily life screen.

CommunityCincinnati

Cincinnati leads 55 to 50 on the community screen.

$85,000 in Cincinnati is roughly $113,333 in Cleveland using WhereToThrive's cost index and state-tax adjustment.

Monthly cost snapshot: for a 2-adult, 1-child renter household on $85k, the estimated fixed-cost screen is ~$3,275/mo in Cincinnati vs ~$3,250/mo in Cleveland (public-data model, rounded to $25). Build the line-item table for your own household.

Category comparison

MetricCincinnatiClevelandEdge
ACS median gross rent$990/mo$957/moCleveland
HUD 2BR FMR$1,195/mo$1,108/moCleveland
Median home value$221,000$190,000Cleveland
State income tax2.8%2.8%Tie
Average commute27.1 min26.2 minCleveland
Safety score65/10059/100Cincinnati
School score6/104/10Cincinnati
Walkability estimate19/10011/100Cincinnati
Outdoor score6/106/10Tie
Restaurants per 100k176.40Cincinnati
Mountain distance9 mi81 miCincinnati
Coast distance390 mi304 miCleveland
Climate-risk composite (FEMA NRI)74/10092/100Cleveland
Coastal flooding risk percentile (NRI)0th69thCincinnati
Heat wave risk percentile (NRI)69th33thCleveland
Drought risk percentile (NRI)31th0thCleveland

What stands out

Common questions

Is Cincinnati cheaper than Cleveland?

On public benchmarks Cleveland is the cheaper metro: ACS median rent is $990/mo in Cincinnati vs $957/mo in Cleveland; HUD 2-bedroom Fair Market Rents are $1,195/mo vs $1,108/mo; state income tax is 2.8% vs 2.8%.

Is Cincinnati or Cleveland safer?

Cincinnati screens safer at the metro level: safety scores are 65/100 for Cincinnati and 59/100 for Cleveland (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Cincinnati or Cleveland?

School screens show 6/10 for Cincinnati vs 4/10 for Cleveland, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Cincinnati and Cleveland?

Cincinnati: summer highs near 86°F, winter lows near 18°F, disaster-risk band 1/3. Cleveland: 84°F / 12°F, disaster-risk band 1/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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