Houston vs Seattle

Compare Houston, TX and Seattle, WA on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

71/100Houston cost and climate score
41/100Seattle cost and climate score
2026-07-20Data last updated

The verdict

Houston is the cheaper metro on paper: ACS median rent runs $1,301/mo versus $1,850/mo in Seattle — a gap of about $549/mo — and HUD 2-bedroom Fair Market Rents show $1,357/mo against $2,645/mo. Across the four public-data screens (cost/climate, work, daily life, community) the metros land close together (262 vs 252 summed points), so the right pick depends on which tradeoffs you can live with.

Climate is a real differentiator: Houston runs summer highs near 94°F and winter lows near 42°F, while Seattle runs 76°F and 37°F. Long-term hazard exposure also separates them: Houston screens more resilient on the FEMA National Risk Index composite (38 vs 15/100, higher = lower expected annual loss per resident). If lower housing cost leads your list, start with Houston; if walkable daily life matters more, Seattle screens stronger on the walkability proxy (36 vs 22). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateHouston

Houston leads 71 to 41 on the cost and climate screen.

WorkClose

Both cities are close on the work screen.

Daily lifeSeattle

Seattle leads 67 to 55 on the daily life screen.

CommunitySeattle

Seattle leads 66 to 58 on the community screen.

$85,000 in Houston is roughly $51,000 in Seattle using WhereToThrive's cost index and state-tax adjustment.

Monthly cost snapshot: for a 2-adult, 1-child renter household on $85k, the estimated fixed-cost screen is ~$2,925/mo in Houston vs ~$5,250/mo in Seattle (public-data model, rounded to $25). Build the line-item table for your own household.

Category comparison

MetricHoustonSeattleEdge
ACS median gross rent$1,301/mo$1,850/moHouston
HUD 2BR FMR$1,357/mo$2,645/moHouston
Median home value$254,000$628,000Houston
State income taxNoneNoneTie
Average commute32.5 min32.9 minHouston
Safety score31/10044/100Seattle
School score6/108/10Seattle
Walkability estimate22/10036/100Seattle
Outdoor score7/108/10Seattle
Restaurants per 100k181.2211.0Seattle
Mountain distance299 mi31 miSeattle
Coast distance19 mi1 miSeattle
Climate-risk composite (FEMA NRI)38/10015/100Houston
Hurricane risk percentile (NRI)85th0thSeattle
Earthquake risk percentile (NRI)13th97thHouston
Tornado risk percentile (NRI)90th14thSeattle

What stands out

Common questions

Is Houston cheaper than Seattle?

On public benchmarks Houston is the cheaper metro: ACS median rent is $1,301/mo in Houston vs $1,850/mo in Seattle; HUD 2-bedroom Fair Market Rents are $1,357/mo vs $2,645/mo; state income tax is 0% vs 0%.

Is Houston or Seattle safer?

Seattle screens safer at the metro level: safety scores are 31/100 for Houston and 44/100 for Seattle (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Houston or Seattle?

School screens show 6/10 for Houston vs 8/10 for Seattle, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Houston and Seattle?

Houston: summer highs near 94°F, winter lows near 42°F, disaster-risk band 2/3. Seattle: 76°F / 37°F, disaster-risk band 3/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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