Houston vs St. Louis
Compare Houston, TX and St. Louis, MO on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.
The verdict
St. Louis is the cheaper metro on paper: ACS median rent runs $1,033/mo versus $1,301/mo in Houston — a gap of about $268/mo — and HUD 2-bedroom Fair Market Rents show $1,209/mo against $1,357/mo. State income tax also separates them — Houston's rate is roughly 0% versus 4.7%. Across the four public-data screens (cost/climate, work, daily life, community) the metros land close together (257 vs 256 summed points), so the right pick depends on which tradeoffs you can live with.
Climate is a real differentiator: Houston runs summer highs near 94°F and winter lows near 42°F, while St. Louis runs 90°F and 21°F. If lower housing cost leads your list, start with St. Louis; if walkable daily life matters more, Houston screens stronger on the walkability proxy (22 vs 16). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.
Category summary
Both cities are close on the cost and climate screen.
St. Louis leads 83 to 78 on the work screen.
Houston leads 55 to 50 on the daily life screen.
Both cities are close on the community screen.
$85,000 in Houston is roughly $123,505 in St. Louis using WhereToThrive's cost index and state-tax adjustment.
Category comparison
| Metric | Houston | St. Louis | Edge |
|---|---|---|---|
| ACS median gross rent | $1,301/mo | $1,033/mo | St. Louis |
| HUD 2BR FMR | $1,357/mo | $1,209/mo | St. Louis |
| Median home value | $254,000 | $219,000 | St. Louis |
| State income tax | None | 4.7% | Houston |
| Average commute | 32.5 min | 27.3 min | St. Louis |
| Safety score | 31/100 | 61/100 | St. Louis |
| School score | 6/10 | 7/10 | St. Louis |
| Walkability estimate | 22/100 | 16/100 | Houston |
| Outdoor score | 7/10 | 6/10 | Houston |
| Restaurants per 100k | 181.2 | 173.9 | Houston |
| Mountain distance | 299 mi | 14 mi | St. Louis |
| Coast distance | 19 mi | 560 mi | Houston |
What stands out
Houston stronger signals
- No state income tax
- Major airport access
- Trail access within 45 miles
- Public park/protected-area signal within 0 miles
Houston tradeoffs
- Higher natural disaster risk
- Lower safety score than stronger alternatives
St. Louis stronger signals
- Major airport access
- Public park/protected-area signal within 1 miles
- Ski location within 25 miles
- Mountain access within 14 miles
St. Louis tradeoffs
- Higher natural disaster risk
Common questions
Is Houston cheaper than St. Louis?
On public benchmarks St. Louis is the cheaper metro: ACS median rent is $1,301/mo in Houston vs $1,033/mo in St. Louis; HUD 2-bedroom Fair Market Rents are $1,357/mo vs $1,209/mo; state income tax is 0% vs 4.7%.
Is Houston or St. Louis safer?
St. Louis screens safer at the metro level: safety scores are 31/100 for Houston and 61/100 for St. Louis (FBI-reported metro rates; neighborhood variation is larger than metro averages).
Which is better for families, Houston or St. Louis?
School screens show 6/10 for Houston vs 7/10 for St. Louis, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.
How different is the climate between Houston and St. Louis?
Houston: summer highs near 94°F, winter lows near 42°F, disaster-risk band 3/3. St. Louis: 90°F / 21°F, disaster-risk band 3/3 (NOAA climate normals).
Keep researching
Score this comparison with your own constraints
Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.
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