Knoxville vs Memphis

Compare Knoxville, TN and Memphis, TN on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

77/100Knoxville cost and climate score
76/100Memphis cost and climate score
2026-07-13Data last updated

The verdict

Housing costs are close: ACS median rent is $1,012/mo in Knoxville and $1,091/mo in Memphis, with HUD 2-bedroom benchmarks of $1,221/mo and $1,298/mo. Across the four public-data screens Memphis comes out ahead (240 vs 221 summed points), though Knoxville still wins specific categories below.

Their climates screen similarly — summer highs near 88°F and 90°F respectively. If lower housing cost leads your list, start with Knoxville; if walkable daily life matters more, Knoxville screens stronger on the walkability proxy (10 vs 10). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateClose

Both cities are close on the cost and climate screen.

WorkClose

Both cities are close on the work screen.

Daily lifeClose

Both cities are close on the daily life screen.

CommunityMemphis

Memphis leads 51 to 31 on the community screen.

$85,000 in Knoxville is roughly $106,250 in Memphis using WhereToThrive's cost index and state-tax adjustment.

Category comparison

MetricKnoxvilleMemphisEdge
ACS median gross rent$1,012/mo$1,091/moKnoxville
HUD 2BR FMR$1,221/mo$1,298/moKnoxville
Median home value$231,000$208,000Memphis
State income taxNoneNoneTie
Average commute26 min26.2 minKnoxville
Safety score22/10033/100Memphis
School score5/105/10Tie
Walkability estimate10/10010/100Tie
Outdoor score6/106/10Tie
Restaurants per 100k170.9166.9Knoxville
Mountain distance11 mi8 miMemphis
Coast distance297 mi328 miKnoxville

What stands out

Common questions

Is Knoxville cheaper than Memphis?

On public benchmarks Knoxville is the cheaper metro: ACS median rent is $1,012/mo in Knoxville vs $1,091/mo in Memphis; HUD 2-bedroom Fair Market Rents are $1,221/mo vs $1,298/mo; state income tax is 0% vs 0%.

Is Knoxville or Memphis safer?

Memphis screens safer at the metro level: safety scores are 22/100 for Knoxville and 33/100 for Memphis (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Knoxville or Memphis?

School screens show 5/10 for Knoxville vs 5/10 for Memphis, alongside the safety scores above. Both screen similarly — district-level research will matter more than the metro gap.

How different is the climate between Knoxville and Memphis?

Knoxville: summer highs near 88°F, winter lows near 28°F, disaster-risk band 2/3. Memphis: 90°F / 29°F, disaster-risk band 2/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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