Little Rock vs Memphis

Compare Little Rock, AR and Memphis, TN on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

68/100Little Rock cost and climate score
71/100Memphis cost and climate score
2026-07-20Data last updated

The verdict

Housing costs are close: ACS median rent is $964/mo in Little Rock and $1,091/mo in Memphis, with HUD 2-bedroom benchmarks of $1,089/mo and $1,298/mo. State income tax also separates them — Memphis's rate is roughly 0% versus 3.9%. Across the four public-data screens (cost/climate, work, daily life, community) the metros land close together (230 vs 235 summed points), so the right pick depends on which tradeoffs you can live with.

Their climates screen similarly — summer highs near 93°F and 90°F respectively. If lower housing cost leads your list, start with Little Rock; if walkable daily life matters more, Memphis screens stronger on the walkability proxy (10 vs 7). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateMemphis

Memphis leads 71 to 68 on the cost and climate screen.

WorkClose

Both cities are close on the work screen.

Daily lifeLittle Rock

Little Rock leads 43 to 40 on the daily life screen.

CommunityMemphis

Memphis leads 51 to 45 on the community screen.

$85,000 in Little Rock is roughly $67,065 in Memphis using WhereToThrive's cost index and state-tax adjustment.

Monthly cost snapshot: for a 2-adult, 1-child renter household on $85k, the estimated fixed-cost screen is ~$2,700/mo in Little Rock vs ~$2,850/mo in Memphis (public-data model, rounded to $25). Build the line-item table for your own household.

Category comparison

MetricLittle RockMemphisEdge
ACS median gross rent$964/mo$1,091/moLittle Rock
HUD 2BR FMR$1,089/mo$1,298/moLittle Rock
Median home value$186,000$208,000Little Rock
State income tax3.9%NoneMemphis
Average commute25.2 min26.2 minLittle Rock
Safety score22/10033/100Memphis
School score6/105/10Little Rock
Walkability estimate7/10010/100Memphis
Outdoor score6/106/10Tie
Restaurants per 100k184.0166.9Little Rock
Mountain distance2 mi8 miLittle Rock
Coast distance329 mi328 miMemphis
Climate-risk composite (FEMA NRI)28/10021/100Little Rock
Winter weather risk percentile (NRI)77th28thMemphis
Ice storm risk percentile (NRI)97th69thMemphis
Inland flooding risk percentile (NRI)67th44thMemphis

What stands out

Common questions

Is Little Rock cheaper than Memphis?

On public benchmarks Little Rock is the cheaper metro: ACS median rent is $964/mo in Little Rock vs $1,091/mo in Memphis; HUD 2-bedroom Fair Market Rents are $1,089/mo vs $1,298/mo; state income tax is 3.9% vs 0%.

Is Little Rock or Memphis safer?

Memphis screens safer at the metro level: safety scores are 22/100 for Little Rock and 33/100 for Memphis (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Little Rock or Memphis?

School screens show 6/10 for Little Rock vs 5/10 for Memphis, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Little Rock and Memphis?

Little Rock: summer highs near 93°F, winter lows near 27°F, disaster-risk band 3/3. Memphis: 90°F / 29°F, disaster-risk band 3/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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