New York vs Seattle

Compare New York, NY and Seattle, WA on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

50/100New York cost and climate score
52/100Seattle cost and climate score
2026-07-13Data last updated

The verdict

Housing costs are close: ACS median rent is $1,711/mo in New York and $1,850/mo in Seattle, with HUD 2-bedroom benchmarks of $2,752/mo and $2,645/mo. State income tax also separates them — Seattle's rate is roughly 0% versus 10.9%. Across the four public-data screens (cost/climate, work, daily life, community) the metros land close together (265 vs 263 summed points), so the right pick depends on which tradeoffs you can live with.

Climate is a real differentiator: New York runs summer highs near 85°F and winter lows near 26°F, while Seattle runs 76°F and 37°F. If lower housing cost leads your list, start with New York; if walkable daily life matters more, New York screens stronger on the walkability proxy (89 vs 36). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateClose

Both cities are close on the cost and climate screen.

WorkSeattle

Seattle leads 78 to 71 on the work screen.

Daily lifeClose

Both cities are close on the daily life screen.

CommunityNew York

New York leads 76 to 66 on the community screen.

$85,000 in New York is roughly $85,765 in Seattle using WhereToThrive's cost index and state-tax adjustment.

Category comparison

MetricNew YorkSeattleEdge
ACS median gross rent$1,711/mo$1,850/moNew York
HUD 2BR FMR$2,752/mo$2,645/moSeattle
Median home value$554,000$628,000New York
State income tax10.9%NoneSeattle
Average commute39.8 min32.9 minSeattle
Safety score67/10044/100New York
School score7/108/10Seattle
Walkability estimate89/10036/100New York
Outdoor score5/108/10Seattle
Restaurants per 100k228.6211.0New York
Mountain distance24 mi31 miNew York
Coast distance1 mi1 miTie

What stands out

Common questions

Is New York cheaper than Seattle?

On public benchmarks New York is the cheaper metro: ACS median rent is $1,711/mo in New York vs $1,850/mo in Seattle; HUD 2-bedroom Fair Market Rents are $2,752/mo vs $2,645/mo; state income tax is 10.9% vs 0%.

Is New York or Seattle safer?

New York screens safer at the metro level: safety scores are 67/100 for New York and 44/100 for Seattle (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, New York or Seattle?

School screens show 7/10 for New York vs 8/10 for Seattle, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between New York and Seattle?

New York: summer highs near 85°F, winter lows near 26°F, disaster-risk band 2/3. Seattle: 76°F / 37°F, disaster-risk band 1/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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