New York vs St. Louis
Compare New York, NY and St. Louis, MO on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.
The verdict
St. Louis is the cheaper metro on paper: ACS median rent runs $1,033/mo versus $1,711/mo in New York — a gap of about $678/mo — and HUD 2-bedroom Fair Market Rents show $1,209/mo against $2,752/mo. State income tax also separates them — St. Louis's rate is roughly 4.7% versus 10.9%. Across the four public-data screens (cost/climate, work, daily life, community) the metros land close together (265 vs 256 summed points), so the right pick depends on which tradeoffs you can live with.
Their climates screen similarly — summer highs near 85°F and 90°F respectively. If lower housing cost leads your list, start with St. Louis; if walkable daily life matters more, New York screens stronger on the walkability proxy (89 vs 16). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.
Category summary
St. Louis leads 64 to 50 on the cost and climate screen.
St. Louis leads 83 to 71 on the work screen.
New York leads 68 to 50 on the daily life screen.
New York leads 76 to 59 on the community screen.
$85,000 in New York is roughly $196,520 in St. Louis using WhereToThrive's cost index and state-tax adjustment.
Category comparison
| Metric | New York | St. Louis | Edge |
|---|---|---|---|
| ACS median gross rent | $1,711/mo | $1,033/mo | St. Louis |
| HUD 2BR FMR | $2,752/mo | $1,209/mo | St. Louis |
| Median home value | $554,000 | $219,000 | St. Louis |
| State income tax | 10.9% | 4.7% | St. Louis |
| Average commute | 39.8 min | 27.3 min | St. Louis |
| Safety score | 67/100 | 61/100 | New York |
| School score | 7/10 | 7/10 | Tie |
| Walkability estimate | 89/100 | 16/100 | New York |
| Outdoor score | 5/10 | 6/10 | St. Louis |
| Restaurants per 100k | 228.6 | 173.9 | New York |
| Mountain distance | 24 mi | 14 mi | St. Louis |
| Coast distance | 1 mi | 560 mi | New York |
What stands out
New York stronger signals
- Major airport access
- Strong food and nightlife amenities score
- Public park/protected-area signal within 0 miles
- Ski location within 26 miles
New York tradeoffs
- Premium housing market
- High top marginal state income tax
- Longer average commute
St. Louis stronger signals
- Major airport access
- Public park/protected-area signal within 1 miles
- Ski location within 25 miles
- Mountain access within 14 miles
St. Louis tradeoffs
- Higher natural disaster risk
Common questions
Is New York cheaper than St. Louis?
On public benchmarks St. Louis is the cheaper metro: ACS median rent is $1,711/mo in New York vs $1,033/mo in St. Louis; HUD 2-bedroom Fair Market Rents are $2,752/mo vs $1,209/mo; state income tax is 10.9% vs 4.7%.
Is New York or St. Louis safer?
New York screens safer at the metro level: safety scores are 67/100 for New York and 61/100 for St. Louis (FBI-reported metro rates; neighborhood variation is larger than metro averages).
Which is better for families, New York or St. Louis?
School screens show 7/10 for New York vs 7/10 for St. Louis, alongside the safety scores above. Both screen similarly — district-level research will matter more than the metro gap.
How different is the climate between New York and St. Louis?
New York: summer highs near 85°F, winter lows near 26°F, disaster-risk band 2/3. St. Louis: 90°F / 21°F, disaster-risk band 3/3 (NOAA climate normals).
Keep researching
Score this comparison with your own constraints
Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.
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