Philadelphia vs Reading

Compare Philadelphia, PA and Reading, PA on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

66/100Philadelphia cost and climate score
71/100Reading cost and climate score
2026-07-13Data last updated

The verdict

Reading is the cheaper metro on paper: ACS median rent runs $1,078/mo versus $1,347/mo in Philadelphia — a gap of about $269/mo — and HUD 2-bedroom Fair Market Rents show $1,320/mo against $1,737/mo. Across the four public-data screens Philadelphia comes out ahead (266 vs 228 summed points), though Reading still wins specific categories below.

Their climates screen similarly — summer highs near 87°F and 86°F respectively. If lower housing cost leads your list, start with Reading; if walkable daily life matters more, Philadelphia screens stronger on the walkability proxy (41 vs 20). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateReading

Reading leads 71 to 66 on the cost and climate screen.

WorkPhiladelphia

Philadelphia leads 79 to 73 on the work screen.

Daily lifePhiladelphia

Philadelphia leads 50 to 31 on the daily life screen.

CommunityPhiladelphia

Philadelphia leads 71 to 53 on the community screen.

$85,000 in Philadelphia is roughly $119,000 in Reading using WhereToThrive's cost index and state-tax adjustment.

Category comparison

MetricPhiladelphiaReadingEdge
ACS median gross rent$1,347/mo$1,078/moReading
HUD 2BR FMR$1,737/mo$1,320/moReading
Median home value$305,000$226,000Reading
State income tax3.1%3.1%Tie
Average commute31.8 min27.2 minReading
Safety score66/10063/100Philadelphia
School score7/103/10Philadelphia
Walkability estimate41/10020/100Philadelphia
Outdoor score6/106/10Tie
Restaurants per 100k180.5141.4Philadelphia
Mountain distance19 mi27 miPhiladelphia
Coast distance4 mi45 miPhiladelphia

What stands out

Common questions

Is Philadelphia cheaper than Reading?

On public benchmarks Reading is the cheaper metro: ACS median rent is $1,347/mo in Philadelphia vs $1,078/mo in Reading; HUD 2-bedroom Fair Market Rents are $1,737/mo vs $1,320/mo; state income tax is 3.1% vs 3.1%.

Is Philadelphia or Reading safer?

Philadelphia screens safer at the metro level: safety scores are 66/100 for Philadelphia and 63/100 for Reading (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Philadelphia or Reading?

School screens show 7/10 for Philadelphia vs 3/10 for Reading, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Philadelphia and Reading?

Philadelphia: summer highs near 87°F, winter lows near 26°F, disaster-risk band 2/3. Reading: 86°F / 23°F, disaster-risk band 2/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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