Phoenix vs Yuma

Compare Phoenix, AZ and Yuma, AZ on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

64/100Phoenix cost and climate score
85/100Yuma cost and climate score
2026-07-13Data last updated

The verdict

Yuma is the cheaper metro on paper: ACS median rent runs $950/mo versus $1,432/mo in Phoenix — a gap of about $482/mo — and HUD 2-bedroom Fair Market Rents show $1,264/mo against $1,877/mo. Across the four public-data screens Phoenix comes out ahead (260 vs 238 summed points), though Yuma still wins specific categories below.

Their climates screen similarly — summer highs near 107°F and 104°F respectively. If lower housing cost leads your list, start with Yuma; if walkable daily life matters more, Phoenix screens stronger on the walkability proxy (15 vs 6). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateYuma

Yuma leads 85 to 64 on the cost and climate screen.

WorkPhoenix

Phoenix leads 81 to 77 on the work screen.

Daily lifePhoenix

Phoenix leads 53 to 36 on the daily life screen.

CommunityPhoenix

Phoenix leads 62 to 40 on the community screen.

$85,000 in Phoenix is roughly $226,667 in Yuma using WhereToThrive's cost index and state-tax adjustment.

Category comparison

MetricPhoenixYumaEdge
ACS median gross rent$1,432/mo$950/moYuma
HUD 2BR FMR$1,877/mo$1,264/moYuma
Median home value$361,000$174,000Yuma
State income tax2.5%2.5%Tie
Average commute28.9 min22.8 minYuma
Safety score45/10044/100Phoenix
School score6/103/10Phoenix
Walkability estimate15/1006/100Phoenix
Outdoor score10/1010/10Tie
Restaurants per 100k169.7129.2Phoenix
Mountain distance51 mi126 miPhoenix
Coast distance165 mi55 miYuma

What stands out

Common questions

Is Phoenix cheaper than Yuma?

On public benchmarks Yuma is the cheaper metro: ACS median rent is $1,432/mo in Phoenix vs $950/mo in Yuma; HUD 2-bedroom Fair Market Rents are $1,877/mo vs $1,264/mo; state income tax is 2.5% vs 2.5%.

Is Phoenix or Yuma safer?

Phoenix screens safer at the metro level: safety scores are 45/100 for Phoenix and 44/100 for Yuma (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, Phoenix or Yuma?

School screens show 6/10 for Phoenix vs 3/10 for Yuma, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between Phoenix and Yuma?

Phoenix: summer highs near 107°F, winter lows near 43°F, disaster-risk band 1/3. Yuma: 104°F / 41°F, disaster-risk band 1/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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