San Francisco vs Vallejo

Compare San Francisco, CA and Vallejo, CA on cost, HUD rent, safety, climate, commute, schools, outdoor access, food, and source-labeled relocation data.

40/100San Francisco cost and climate score
52/100Vallejo cost and climate score
2026-07-13Data last updated

The verdict

Vallejo is the cheaper metro on paper: ACS median rent runs $1,981/mo versus $2,336/mo in San Francisco — a gap of about $355/mo — and HUD 2-bedroom Fair Market Rents show $2,308/mo against $3,359/mo. Across the four public-data screens San Francisco comes out ahead (248 vs 213 summed points), though Vallejo still wins specific categories below.

Their climates screen similarly — summer highs near 72°F and 78°F respectively. If lower housing cost leads your list, start with Vallejo; if walkable daily life matters more, San Francisco screens stronger on the walkability proxy (56 vs 20). These are metro-level public-data screens — verify neighborhoods, school districts, commutes, and actual listings before deciding.

Category summary

Cost and climateVallejo

Vallejo leads 52 to 40 on the cost and climate screen.

WorkSan Francisco

San Francisco leads 75 to 65 on the work screen.

Daily lifeSan Francisco

San Francisco leads 63 to 40 on the daily life screen.

CommunitySan Francisco

San Francisco leads 70 to 56 on the community screen.

$85,000 in San Francisco is roughly $94,444 in Vallejo using WhereToThrive's cost index and state-tax adjustment.

Category comparison

MetricSan FranciscoVallejoEdge
ACS median gross rent$2,336/mo$1,981/moVallejo
HUD 2BR FMR$3,359/mo$2,308/moVallejo
Median home value$1,073,000$549,000Vallejo
State income tax13.3%13.3%Tie
Average commute35.6 min35.4 minVallejo
Safety score42/10043/100Vallejo
School score8/104/10San Francisco
Walkability estimate56/10020/100San Francisco
Outdoor score8/107/10San Francisco
Restaurants per 100k238.7158.5San Francisco
Mountain distance2 mi5 miSan Francisco
Coast distance2 mi3 miSan Francisco

What stands out

Common questions

Is San Francisco cheaper than Vallejo?

On public benchmarks Vallejo is the cheaper metro: ACS median rent is $2,336/mo in San Francisco vs $1,981/mo in Vallejo; HUD 2-bedroom Fair Market Rents are $3,359/mo vs $2,308/mo; state income tax is 13.3% vs 13.3%.

Is San Francisco or Vallejo safer?

Vallejo screens safer at the metro level: safety scores are 42/100 for San Francisco and 43/100 for Vallejo (FBI-reported metro rates; neighborhood variation is larger than metro averages).

Which is better for families, San Francisco or Vallejo?

School screens show 8/10 for San Francisco vs 4/10 for Vallejo, alongside the safety scores above. It is a metro-level screen; verify specific school districts before weighting it heavily.

How different is the climate between San Francisco and Vallejo?

San Francisco: summer highs near 72°F, winter lows near 46°F, disaster-risk band 2/3. Vallejo: 78°F / 40°F, disaster-risk band 2/3 (NOAA climate normals).

Keep researching

Score this comparison with your own constraints

Public comparison pages use equal-weighted signals. The questionnaire reweights cities around your housing budget, climate preferences, work needs, family needs, and daily-life priorities.

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