Compare cities in Minnesota
Compare 4 metro profiles in Minnesota, with housing cost, climate, work, safety, daily-life, and source-labeled data.
Minnesota metros to compare
- #1
Minneapolis, MN
Cost/climate 50, Work 83, Daily life 51, Community 68. ACS rent $1,324/mo; safety 67/100.
- #2
Rochester, MN
Cost/climate 53, Work 77, Daily life 41, Community 61. ACS rent $1,115/mo; safety 61/100.
- #3
St. Cloud, MN
Cost/climate 60, Work 76, Daily life 33, Community 50. ACS rent $956/mo; safety 61/100.
- #4
Duluth, MN
Cost/climate 51, Work 77, Daily life 41, Community 48. ACS rent $909/mo; safety 61/100.
In-state comparisons
Retiring in Minnesota: state tax treatment
| Social Security | Partially taxed / income-limited | Full subtraction below income thresholds (for 2025 about $108,320 joint / $84,490 single, indexed), phasing out 10% per $4,000 of AGI above them. |
|---|---|---|
| Pension / 401(k) / IRA | Generally taxable | Pensions, 401(k), and IRA distributions are generally taxable at ordinary rates (top 9.85%); a limited public-pension subtraction was added in 2023. |
| Senior property-tax relief | Available | Homestead Credit Refund (circuit breaker) plus the Senior Citizens Property Tax Deferral program. |
| Estate tax | Yes | |
| Inheritance tax | No |
Research, not tax advice. This is an unverified snapshot retrieved 2026-07-13 from public sources — thresholds, phase-outs, and rules change every year. Verify with the Minnesota revenue department and a tax professional before acting on it.
Use the Retirement Edition quiz to reweight Minnesota metros around healthcare access, retirement taxes, cost, and climate comfort.
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