Compare cities in Montana
Compare 1 metro profiles in Montana, with housing cost, climate, work, safety, daily-life, and source-labeled data.
Montana metros to compare
- #1
Billings, MT
Cost/climate 64, Work 78, Daily life 61, Community 49. ACS rent $1,045/mo; safety 48/100.
In-state comparisons
Retiring in Montana: state tax treatment
| Social Security | Partially taxed / income-limited | Since the 2024 simplification, Montana largely follows the federal taxable amount of Social Security, so benefits taxed federally are generally taxed by Montana. |
|---|---|---|
| Pension / 401(k) / IRA | Generally taxable | Pensions, 401(k), and IRA distributions are taxable at ordinary rates (top 5.65%); the former partial pension exemption was repealed for tax years after 2023. |
| Senior property-tax relief | Available | Elderly Homeowner/Renter Credit (refundable, up to about $1,150) for income-qualified residents 62+. |
| Estate tax | No | |
| Inheritance tax | No |
Research, not tax advice. This is an unverified snapshot retrieved 2026-07-13 from public sources — thresholds, phase-outs, and rules change every year. Verify with the Montana revenue department and a tax professional before acting on it.
Use the Retirement Edition quiz to reweight Montana metros around healthcare access, retirement taxes, cost, and climate comfort.
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